Why Should You Consider Filing Bankruptcy?
Chapter 7 and Chapter 13 Bankruptcies will stop the following:
- Wage Garnishment
- Bank Levies
- Creditor Harassment
The process begins with your free and confidential initial consultation with an attorney at Turner | Modarelli. During this consultation, we listen to your concerns, evaluate your situation, and explain your options.
We determine whether bankruptcy is right for you. We never pressure our clients into bankruptcy.
During the appointment, we determine whether Chapter 7 or Chapter 13 is in your best interest. We always take the time to review your income, expenses, assets, and liabilities so you leave our office well informed.
Approximately 30 days after the filing of your bankruptcy petition, you will be required to attend a meeting of the creditors. At this meeting, the bankruptcy trustee assigned to your case will ask questions verifying the accuracy of your bankruptcy petition.This can be a very stressful time. To ease the stress, our clients are represented by either Brian or Anthony. We do not “farm out” our appearances to other attorneys. We are committed to guiding you through the entire process.
Unlike other firms, we will have provided all required documents to the bankruptcy trustee in advance. Our goal: require your appearance at one hearing only.
Once your meeting is concluded, we will provide you with the timeline for your bankruptcy discharge. The bankruptcy discharge creates a federal order that removes your liability for all debts covered by the discharge.Upon discharge, our attorneys are happy to meet with you to develop a strategy to rebuild your credit as fast as possible. We do not believe your bankruptcy ends with a discharge, but rather with instructions that will lead to rebuilding your credit.